The economy is very volatile right now. If you’ve purchased a home, the last thing you want to do is have to consider putting it up for sale because you didn’t plan to be out of work due to a disability or long term care.
Our mortgage protection program will help you to protect our home and your family in case of premature death, disability or required long-term care.
Compare our plan to the traditional marketplace’s:
Stewart Financial Services, Inc. Offers You the Best Deal!
|Our Plan Through SFS||Traditional Marketplace Plan|
|Flexibility||You structure your plan to meet your needs.||The mortgage determines the structure.|
|Choice||You choose your beneficiary.||The mortgage holder is the beneficiary.|
|Security||The death benefit goes to your family; they choose how to use it.||The death benefit automatically goes to the mortgage holder.|
|Protection||The death benefit does not decrease.||The death benefit generally decreases with the outstanding mortgage debt.|
|Portability||You can take your plan with you when you sell your home or refinance.||A traditional mortgage plan is generally tied to a specific mortgage.|
|Cash Value||If you choose a universal life policy, your plan can build cash value for the future.||Traditional mortgage plans do not build any future value.|
|Living Benefits||Riders can provide access to your death benefit in the event of a terminal, chronic, or critical illness.||No living benefits|
|Optional Riders||Optional riders can provide benefits in case of disability or unemployment.||No disability or unemployment benefits|
You don’t have to figure it out alone. We’ll help you. Schedule a consultation today.